What might a contractor use to ensure that payments are made according to the contract?

A construction lien is a legal claim against a property that a contractor can file when they have not been paid for work performed or materials supplied. By using a construction lien, a contractor secures their right to collect payment by placing a legal encumbrance on the property, which can affect the property owner's ability to sell or refinance the property until the debt is settled.

The construction lien serves as leverage for the contractor, ensuring that the issue of non-payment is formally recognized and can lead to a potential legal remedy through the court system if necessary. This is a crucial tool for contractors because it provides a clear, enforceable mechanism to protect their financial interests in their work and to ensure they receive the compensation they are owed per the terms of the contract.

Verbal agreements, while they can indicate mutual understanding, lack the enforceability and formality of a written contract or a construction lien. A personal loan does not directly relate to securing payments from a client for work done. Lastly, a project promotional brochure serves to market the contractor's services but does nothing to protect or ensure payments.